About us
Clarity is capital
HCOB‘s corporate offering is flexible and creative, ensuring that businesses of all types have access to a range of options from everyday products to highly bespoke solutions.
Early to develop expertise in this space, we are a trusted partner for many key players in European energy transition. We are with you from project selection to short term financing for the construction period, interim financing for equity or in supplementing and optimizing your portfolio.
We focus on digital and social infrastructure projects as well as innovative projects in traditional infrastructure, such as transportation networks.
We develop solutions that are tailored to your requirements – be that as project developer or real estate investor. Our input and our offering help you to strike the right risk / reward balance and achieve your goals off solid foundations.
As experts with a passion for the maritime segment, we are with you for the long haul across your ship financing needs.
We provide customized financing solutions for the aerospace industry, including for flight training, ground handling, slots, gates, maintenance facilities and aviation supply chains.
Perspectives
The planned introduction of the digital euro responds to the growing trend towards cashless payments and opens up new opportunities for businesses across Europe. The central bank currency is designed to be a secure, efficient and universally accessible digital alternative for payments throughout the euro area
E-bike leasing transactions require customized financing, a high degree of flexibility and the rapid processing of complex and large volumes of data.
Dealing with thousands of deposits and withdrawals every day involves a great deal of administrative work for many companies. Virtual accounts offer an efficient solution that simplifies the control of payment transactions, reduces complexity and minimises the risk of incorrect bookings.
Factoring enables companies to secure valuable capital while at the same time protecting themselves against bad debt losses
Pfandbriefe (covered bonds) are established and reliable financial instruments that play an important role in the refinancing strategy of many German banks. We use Pfandbriefe for refinancing and is not only regularly active in the broad Real Estate Pfandbrief market, but also issued the rather rarer variant of a Ship Pfandbrief at the beginning of the year.
News and press
Markets at a glance
Important notice
Our IT security update is due in November 2024. That means outdated software components will no longer be supported. You can take action today – we have compiled the most important information for you.
The ISO 20022 changeover for SEPA payment orders, account information and foreign payment transactions required in companies is starting now.
DK V.8 is a guideline of the German Banking Industry that regulates the standards for electronic payment transactions, such as direct debits, credit transfers and account statement data.
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Let’s shape the future together.
Let’s break new ground together and develop a little further every day.
Would you like to develop yourself professionally and unleash your full potential?
Facts, figures and data
Do you have general questions about our range of services or would you like to inquire about financing directly?
Then feel free to contact us:
mipim ®
11 March 2025 – 14 March 2025 | Festival and Congress Hall, Cannes
What can we do for you?
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