Foreign payments or SEPA?
Whether transfers – also as express or real-time transfers – or direct debits: We process your euro payment transactions or international payment transactions in other currencies quickly and securely.
What is important in SEPA payment transactions?
SEPA credit transfers and SEPA direct debits are the central elements of payment transactions in the Single Euro Payments Area (SEPA). Fast, because all electronic SEPA payments are executed within one banking day. Informative, because advance information about upcoming account debits is possible on a daily basis. Mass-capable, because uniform and clear standards for all participants enable efficient processing of SEPA bulk payments.
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SEPA credit transfers and direct debits |
Fast credits for credit transfers and fast availability of collected direct debits |
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SEPA express transfers |
Same-day credit transfers in EUR in the SEPA area |
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SEPA real-time transfers |
Fastest possible transfer from the client to the beneficiary with reconfirmation of payment |
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Cash-Pooling |
Liquidity pooling of intra-group accounts in one master account |
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Cash Routing |
Virtual accounts simplify your financial accounting by automatically allocating payments to your business account. |
What is helpful in foreign payment transactions?
To process payments in foreign payment transactions in all tradable currencies, both domestically and across all borders – and to do so in such a way thatreliable as in Germany – is a particularly high quality standard that we meet every day. Direct with access to clearing systems without detours. Worldwide via our correspondent bank network and our own locations in key foreign markets. Proactive with individual advice on international payments and currencies.
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Fast and affordable |
Simple payments and reduced repair fees thanks to Straight Through Processing (STP) |
| Flexible and automated |
Processing of local, international and SWIFT-based formats incl. Conversion |
Industry knowledge and expertise
Our team of cash management experts has already very successfully scaled up and down for various organizationally necessary applications. Depending on the current business model, we are able to create smooth transitions and migrate reliably and securely.
Torsten Rösner
Sales Manager Cash Management Corporates & Project FinanceThomas Voss
Cash Management Corporates & Project FinanceMartin Wiedemann
Sales Manager Cash Management Corporates & Project FinanceIndustry knowledge and expertise
Our team of cash management experts in the area of shipping is aware of the special features of this business segment and provides support with vertical industry know-how in order to successfully conclude a wide range of transactions.
Thorsten Funk
Sales Manager Cash Management Shipping InternationalDennis Krause
Sales Manager Cash Management Shipping GreeceFurther services for you
We manage interest rate and currency risks for you using tailor-made products. We will work with you to find the optimum solution. This allows you to hedge risks, improve your company’s liquidity and strengthen your balance sheet.
At the heart of your business payment transaction flows is an HCOB account with customized, international and muli-currency card solutions that together facilitate complex payment flows.
Protect your liquidity and use imports to finance goods or components. There is an ideal payment method for every business. Knowing this, you can increase your productivity and cash flow.
Arrange a consultation appointment
To enable us to prepare for the appointment in the best possible way, we would ask you to briefly explain your concerns to us.