Money market, interest rate and currency risks? We provide a clear overview.
We assist our institutional clients by giving them reliable and trustworthy support, along with individual capital market solutions in various market segments. We’re the bank for your business. Clarity is capital.
Safeguarding your goals and interests
When implementing your growth strategies and managing your cash and risk positions, we provide you with individualised information tailored specifically to your needs. As in other business areas, we are very selective in what we offer. Thanks to long-standing and established business relationships, our institutional clients, banks and financial service providers value this in particular and view it as a unique service.
Planning security in volatile times
Due to a changing interest rate environment or fluctuations in exchange rates, the planning parameters for companies are constantly changing. This can result in not inconsiderable financial risks, but also in opportunities for your company. By far-sightedly managing interest rate and currency risks, you create planning security and thus ensure your company’s long-term success.
Whether for short-term or long-term financing requirements, our experts will support you – from analysing your needs and sounding out the market to placing the right product on the money or capital markets. We also handle the documentation, maintain contact with investors and punctually process payment flows.
Our specialists offer you interest rate hedging for all standard asset-based financing, current account and working capital loans as well as forward and follow-up financing. Our team will also be happy to assist you in optimising interest rates in your loan portfolio, managing interest rate risks for assets and liabilities and optimising cash flow. We do in using all standard currencies.
When doing business internationally, it is important to protect your company against currency risks. We support you with standard hedging products to protect your investments abroad as well as your import and export sales. Our experts analyse your financial situation and develop a hedging strategy tailored to your needs.
You can invest term deposits from one month to five years with us. If you want to secure an interest rate for a longer period of time, we offer you the opportunity to invest in long-term term deposits.
We would be glad to support you
We analyse your project and work with you to develop the best bespoke solution: from national and international cash management to active management of term deposits and promissory note loans.
You will be supported directly by our capital market experts in managing and hedging market price risks and will have access to digital trading platforms.
Thomas Benthien
Head of Institutionals & LiabilitiesDonald Banks
Head of Capital MarketsThe services we can provide you
Our capital market experts and analytics team provide additional information on the markets, the fundings to be issued and other investment opportunities. Hamburg Commercial Bank’s KPIs clearly demonstrate the success of our performance-oriented business model, which is growing moderately through diversification. This also benefits our business partners, who use this expertise to meet your needs.
As a privatised commercial bank, we belong to the Entschädigungseinrichtung deutscher Banken GmbH (EdB) and generally guarantee deposits of up to EUR 100,000 per depositor.
The international rating agency Moody’s has assigned Hamburg Commercial Bank AG various A3 credit ratings.
We keep a close eye on the markets, sectors, geopolitical trends and regulations that are relevant for you – along with the related business risks.