Insurance professionals trust HCOB
The ConceptIF Group, founded in 1999, operates as an underwriting agent – and thus underwrites insurance contracts in its own name but for the account of others. The Hamburg-based concept developers are also pool service providers for independent brokers. They can process and manage their property insurance business from more than 85 insurers online via the ConceptIF platform.
Arrange a consultation appointment
To enable us to prepare for the appointment in the best possible way, we would ask you to briefly explain your concerns to us.
What exactly is the problem to be solved?
Independent, smart and digitally driven insurance professionals such as Hamburg-based ConceptIF Group AG play a key role in ensuring that customers receive the right policies quickly and conveniently on the insurance market. Anyone acting as fast as ConceptIF needs a competent banking partner who can keep up the pace. We have been proving our fitness in payment transactions for many years of partnership.
Insurance market: speed thanks to digitalization
The subsidiary ConceptIF Pro GmbH develops customized products for all areas of private property insurance, such as household contents, liability and accident insurance. ConceptIF BIZ GmbH, on the other hand, designs market-leading insurance solutions for the commercial sector. The risk carriers are well-known partners such as Allianz Versicherung-AG, Zurich Insurance plc. NfD, Grundeigentümer Versicherung and also SparkassenVersicherung.
Online policing in just a few minutes
In a nutshell: ConceptIF is one of the players in the German insurance market in the composite business for independent brokers. Typical of the company’s service are fast application processes with an online policy application that only takes a few minutes, transparent information on the status of new business and existing business and support in the settlement of claims. With currently 430,000 insurance contracts in its portfolio and around 20,000 transactions every month, the company has no time to lose.
Speed as a quality feature
High level of service with extremely lean and fast processes: The high quality of the services is repeatedly confirmed by renowned external rating agencies – for example in 2019, 2020 and 2021 with the highest rating of “Excellent” from the market experts at Assekurata Solutions AG. What ConceptIF promises and delivers to its customers, it also demands from its banking partners. We have been at the side of insurance professionals for many years – providing support with SEPA payment transactions, fast, secure and reliable account set-up and setting up or changing electronic authorized signatories.
“Stable payment transaction systems and the dedicated support team at Hamburg Commercial Bank enable us to have fast and lean processes.”
Jörg Winkler, Chairman of the Management Board of ConceptIF Group AG
The future of payment transactions
With the help of smart and streamlined solutions, payment flows can now be managed far more effectively and efficiently than before. This significantly reduces the burden on companies in their own processes, saves money and time and frees up resources for their most important activity: working on the market and for customers. We are a leader in innovative, digital cash management solutions.
Torsten Rösner
Sales Manager Cash Management Corporates & Project FinanceTechnology and industry expertise
For us, technology is not an end in itself or the holy grail. Technology helps and supports us so that we can build up very specific expertise in personal contact with our customers. And we always take this time, because we like to know our business partners personally and well.
High-performance payment transactions are all about being able to execute transactions for tens of thousands of your customers simultaneously in various currencies, with fast processes in eBanking and modern subscription procedures via app.
We manage interest rate and currency risks for you using tailor-made products. We will work with you to find the optimum solution. This allows you to hedge risks, improve your company’s liquidity and strengthen your balance sheet.
Whether you are looking for a bridging loan, balance sheet relief, improvement of your asset position, company expansion or restructuring – we offer you the entire range of solutions.