AGL Activ Services
AGL and Hamburg Commercial Bank have been cooperating successfully in the leasing business in Germany since 2019. AGL’s E-bike segment is reliably refinanced bilaterally via HCOB.
Sustainable & smart with e-bikes
The leasing business for bikes and e-bikes, which has been booming since 2020 and 2021 due to the pandemic, has firmly established itself in the mobility mix. eBikes are now also included in many company employee bonus schemes and are therefore a trend that shows no signs of abating.
Project details
Founded in 1993, AGL Activ Services GmbH is still an owner-managed, bank-independent leasing company that offers classic leasing business for SMEs in Germany. For HCOB as Arranger & Lead Lender, AGL is a prototype for the automated processing of a large number of individual contracts. This requires a high degree of flexibility in the adaptation of financing as well as fast and error-free processing of large volumes of data.
Key facts
|
Volume |
EUR 60 million |
| tenure | 3-year term for leased objects |
| Objects | E-bikes and bikes |
| Type | Frame line with classic package with matching maturities Refinancing |
The complexity of different lessees, bicycle models, interest and repayment plans must be managed.
Alexander Tschirpke, Relationship Manager Corporates Germany
Your project in good hands
We offer financing solutions for your company that are tailored to your individual needs as a project developer or real estate investor. We use all common types of financing and provide you with reliable support in achieving your corporate goals.
Alexander Tschirpke
Relationship Manager Corporates GermanyThe services we can provide you
We are equally concerned with our customers’ assets and liabilities, as both sides manifest an active business relationship. Thanks to our European network in London, Luxembourg and Piraeus, our high level of cross-border expertise reflects international standards as well as specific national situations.
Individual and pragmatic
Whether as the sole financier or in conjunction with our partners, we will find the right solution for your project. The HCOB takes on various roles in this process.
We manage interest rate and currency risks for you using tailor-made products. We will work with you to find the optimum solution. This allows you to hedge risks, improve your company’s liquidity and strengthen your balance sheet.
At the heart of your business payment transaction flows is an HCOB account with customized, international and muli-currency card solutions that together facilitate complex payment flows.
High-performance payment transactions are all about being able to execute transactions for tens of thousands of your customers simultaneously in various currencies, with fast processes in eBanking and modern subscription procedures via app.
Trump card for your business travel management
For us, being able to concentrate on the essentials on a business trip also means clarity is capital. After all, your Corporate Cards Premium and Premium Plus are the corporate credit cards for business travelers who expect a lot when it comes to protection and service while on the move.
-
Simply processed
Cash advances for the
employee business trips and cumbersome expense reports are a thing of the past.
This saves you time and money. -
Always informed
With our DataOnline and RechnungOnline services you have access at any time to credit card transactions, can evaluate transactions and download documents.
-
Comprehensive insurance cover
Whether international health insurance, car insurance or legal protection insurance: with our Corporate Card Premium and Premium Plus you are insured for all eventualities.
-
More cash
With the Corporate Card Premium and Premium Plus, you can withdraw up to EUR 1,000 per day. Three withdrawals per month are free of charge.
Financing enquiry
In order to be able to forward your enquiry to the right contact person, please take a few moments to answer the following questions: